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Terms of use Open Banking (PSD2)

These terms of use (the “Terms”) for Helgeland Sparebank Developer Portal (the “Sandbox”) are intended for testing purposes of applications, used for account information services and/or payment initiation services as defined under local legislation implementing the Payment services directive (“PSD2”). In Sandbox registered users (the “User”) may test functionalities and features of their applications by using test data and data field structures provided by Helgeland Sparebank.

By signing up for Helgeland Sparebank Developer Portal the User approves of the following Terms:

  • Helgeland Sparebank provides information and other materials in the Sandbox on an “as is” basis without any warranty of any kind, whether expressed or implied, including without limitation the implied warranties of merchantability, fitness for a particular purpose and non-infringement of third party rights. The information and functionalities may be subject to change and do not constitute a binding commitment to implement services or specific technical or functional details to the services.
  • Helgeland Sparebank owns all rights, title, interest and intellectual property rights in the Sandbox applications, functionalities and the related information in the Developer Portal including the right to copy, amend, modify, develop, sublicense, sell and assign such rights. Helgeland Sparebank provides a limited license to use the information and related APIs for the User to test and assess the feasibility of the services.
The use of the Sandbox does not constitute any transfer of the User’s intellectual property rights to Helgeland Sparebank.
  • Helgeland Sparebank does not endorse in any way the User’s product or services and the User may not use Helgeland Sparebank’s name, logo, trademarks, copyrights or any other intellectual property or business secret without prior written approval from Helgeland Sparebank.
  • The User agrees not to (i) reverse engineer, reverse compile, decrypt, unmask, or reverse assemble the Sandbox or data accessible via the Sandbox and not to (ii) distribute, disclose, publish, market, sell, rent, lease, sublicense or assign to any third party any information to which the User has access via the Sandbox without Helgeland Sparebank’s prior written consent.
  • Helgeland Sparebank has no liability, either direct or indirect, related to or arising from (i) the use of the information at the Developer Portal or (ii) the use of the software or specifications released in the Sandbox.
  • The User agrees that his use of the Sandbox does not expose Helgeland Sparebank to malicious software or security risks such as malware, trojans, viruses, denial of service attacks or any other material which is malicious or technologically harmful either to or via the Sandbox.

Helgeland Sparebank may suspend or terminate the User’s right to access or use the information in case the User is in violation of these Terms.